Shop Now, Pay Later

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Shop Now, Pay Later 

Exclusive Terms & Conditions


  1. Promo Validity: March 15 to May 31, 2026

  2. How It Works
    Eligible purchases may be converted to 0% interest installment for 3 or 6 months using participating credit cards. Deferred billing options of up to 3 months may also be available through participating bank programs.

  3. Payment Eligibility. This promotion is applicable to the following payment methods only:

  • BDO Credit Cards

  • Security Bank Credit Cards

  • Philippine National Bank Credit Cards

  • Transactions must be completed in-store to qualify.

  1. Minimum Purchase Requirement
    A minimum single-receipt purchase of ₱10,000 is required to avail of the installment offer.

  2. Product Eligibility
    The promotion applies to regular-priced items across all product categories.

  3. Not Covered by This Offer. This promotion does not apply to:

  • Sale or clearance items

  • Discounted or promotional collections

  • Vouchers or gift certificates

  1. Promo Combination Restrictions. This offer cannot be combined with other financing programs unless formally approved.

  2. New Transactions Only
    Only new purchases made within the promo period qualify. Previously confirmed or processed orders cannot be retroactively applied to this promotion.

  3. Exchange Policy. Exchanges are allowed under the following conditions:

  • Item must be exchanged for equal or higher value

  • Any price difference must be settled accordingly

  • Exchanges remain subject to stock availability and existing store policies

  1. Promo Compliance
    Shadows & Patterns, Inc. reserves the right to decline transactions that do not comply with the stated promo mechanics.

  2. Terms May Change
    All terms and conditions are subject to change or withdrawal without prior notice.